Commercial Lending
Business Loans
At Community Bank of Arizona our Commercial Lending Department is committed to helping your business grow. Our loans are available when your business needs financing to supplement working capital, expand your business, remodel your facilities, purchase new equipment, or other operational needs.
Features:
- No minimum loan amount
- Repayment terms up to 5 years
- No prepayment penalty (except SBA 504)
- Fixed or variable interest rates
Benefits:
- Flexibility to meet borrower's needs
- Assistance with expansion and acquisition needs of the borrower
- Cost effective
- Will assist borrower in analyzing needs
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Business Lines of Credit
Community Bank of Arizona Lines are available to take care of short term borrowing needs for seasonal working capital, taking advantage of trade discounts, financing receivables and cash flow management.
Features:
- Monthly interest only payments
- Renewable annually
- Overdraft protection available
- No minimum amount
Benefits:
- Provides borrower a source of cash flow only when needed.
- Can cover borrower in case of unexpected overdraft.
- Flexible terms available.
- Cost effective cash management.
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Owner-Occupied Real Estate
Community Bank of Arizona offers a variety of options when financing your owner-occupied commercial real estate. Our experience and flexibility allow us to design a loan to specifically suit your needs.
Features:
- Fixed or variable interest rates
- Up to a 15-year maturity
- Up to a 25-year amortization
- Must be 50% or more owner-occupied
Benefits:
- Competitive rates and terms
- Experienced lending team
- Business enhancement
- Investment opportunities
For more information about Commercial Lending, please contact us at (602) 212-3800.
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